Joy holds a Masters in Business Administration, a Diploma in Personal Financial Planning, a Diploma in Personnel Management, and is a Certified Financial PlannerCM. She has for many years been a fee based financial adviser. A client is clearly informed in advance about the ‘fee and cost’ components of a recommended investment strategy. Costs are often the hardest things to uncover and ruin many investment strategies.
Joy has been an adviser since 1995. Clients range across the whole spectrum from Kiwi-Savers; family trusts building up wealth for retirement; retired persons drawing on their investment funds; through to community trusts looking to boost and broaden their other investment strategies. She has a particular passion in helping charitable trusts get good outcomes for their communities.
Investments recommended must meet one primary requirement – they must be evidence based and it must be possible to accurately gauge the risk and reward associated with them. Track record and/or reputation alone is not good enough.
A confidential no obligation discussion is available at no cost. A Disclosure Statement is available also at no cost.
or phone: (021) 620-557 (or 0800-776-773)
Primary Disclosure Statement – download here