We are able to advise clients on all types of investments including property. If necessary we may, with prior client agreement, receive input from other specialists. We provide guidance about estate planning matters requiring attention and work with a select group of lawyers to help with client needs if required. As well, we highlight risk management areas which need attention, however we do not complete insurance proposals ourselves, and refer this work to experts in that area.

Clients are charged an hourly rate fee ($200 plus GST) for initial planning and consultancy work. This is agreed with the client in advance.

This fee covers such things as the completion of detailed financial and investment plans (as suitable to client needs), estate planning and risk management. The planning is based on client risk tolerances; overall wealth goals and family and personal circumstances.

Most clients also take the time to learn more about investment markets and risks and we encourage and support this through the provision of specialised knowledge sessions.

For investment clients, we charge an on-going fee (based on an annual percentage value of funds under management, payable and calculated monthly on a pro-rata basis).

These fees include:

  • Arranging formal (ideally annual) meetings with clients to review their current needs and circumstances.
  • Responding in a timely manner to client requirements for guidance and advice.
  • Making agreed adjustments to portfolio structure which may be deemed prudent.
  • Regular investment reports to clients (at least quarterly) and their advisers (legal and accounting as required).
  • Provision of taxation reports.
  • Provision of regular investment related information and updates, together with relevant seminars from time to time.
  • Establishing suitable and independent custodial and trustee relationships for the safe-guarding of client funds.

They are calculated incrementally on the following schedule:

Investment Amount
Fees (+GST)
$1 – $500,000
1.20%
$500,001 – $1,000,000
1.00%
$1,000,001 – $2,000,000
0.80%
$2,000,001 – $5,000,000
0.60%
Above $5,000,000
0.40%

Full tax deductibility currently applies to these fees.